Guavas Finance UK - Leading Finance Services in UK for Small Business.
  • Manufacturing finance specialist
  • Broker of the Year 2025

Don't let upfront costs stall your production line.

Manufacturing finance solutions for UK businesses — including asset finance, equipment funding, and working capital.

90%

Manufacturing facilities

48hr

Fast-track funding

50+

Specialist lenders
Check my eligibility
How it works
  • 48hr funding
  • Asset finance from 2–5 years
  • Plant, vehicles & equipment
guavas favicon Simplified Business Finance Solutions with Guavas

The manufacturing cash crunch

Machinery costs six figures. Raw materials don't wait.

A new CNC machine costs £250K. Raw materials for the next quarter need ordering now. Seasonal demand means building stock months before the revenue arrives. 

The result? Outdated equipment slowing your production line. Turning down orders because you can't stock the materials. Losing contracts to competitors who invested when you couldn't.
Most brokers offer one product. We match each layer of your funding stack to the right solution — so you can take the contract, stock the warehouse, and upgrade the machine without draining reserves.

The manufacturing funding gap

£250K

upfront

That's what new machinery costs — months before the revenue it generates hits your account.
  • With Guavas: spread over 2–5 years
Finance for manufacturing

Invest in equipment now. Pay as it earns.

Asset finance lets you acquire the machinery, vehicles, and equipment your business needs, without a lump-sum outlay. Spread costs over 2–5 years while the asset pays for itself. And if you invoice B2B customers, invoice finance unlocks up to 90% of unpaid invoices within 48 hours.
  • Asset finance for plant & machinery
  • Business loans for growth capital
  • Invoice finance for B2B invoices
  • Spread costs over 2–5 years
  • New & used equipment — both eligible
Check my eligibility

Real manufacturing scenario

Imagine this: a £2M contract is on the table, but it hinges on a new CNC production line you can't fund from cash, and the bank's already said no.

Within 5 working days, Guavas matches you with an asset finance lender.

The £180K facility spreads over 4 years so the machine earns while it pays for itself.

Eight months in, the line has covered its own cost. You've hired your first apprentice. The contract you nearly lost is the one that changed the business.
Trusted by UK manufacturers

How it Works

From quote to funded in 4 steps

No jargon. No hidden steps. Just a clear path from enquiry to cash in your account.

01

Tell us about your business
Complete our 60-second eligibility check. We ask about your equipment needs, invoicing, and growth plans.
60 seconds

02

We match you with lenders
Akram analyses your situation and matches you with the best-fit lenders from our panel of 50+ asset and loan specialists
Same day

03

Compare your quotes
Review competitive quotes side by side. We explain every term clearly — no jargon, no hidden fees, no pressure.
24–48 hours

04

Get funded
Sign your facility. Start submitting invoices. Cash hits your account within 48 hours of each invoice — every time.
48 hours

Check your eligibility

This isn't a generic contact form. It's a manufacturing-specific assessment that helps us match you with the right funding — asset finance, business loans, or invoice finance.
  • Tailored to manufacturing
  • Chris calls you back within minutes
  • No credit impact whatsoever
  • Completely free and confidential
Chris Dolan Image
Guavas Manufacturing Team
Business Loans & Asset Finance Specialist
● Online · Avg. response: 90 seconds

Trusted by Manufacturers

What manufacturing owners say

"We needed a new production line to win a £2M contract. The bank said no. Guavas found us asset finance in under a week — we got the machine and the contract."

DM

David M.
Owner, Manufacturing Firm · Midlands
"Saved us the legwork and got us a facility that made a real difference to the business. Akram understood exactly what equipment we needed to finance."

IR

Ian Robb
Director, Ian Robb Timber · Verified client
"What truly stood out was how simple they made it. They didn't overcomplicate anything — just clear advice, competitive options, and fast action."

DC

Defense.com Ltd
Verified client

Common Questions

What construction firms ask us

Yes. Asset finance works for new machinery, used equipment, refurbished plant, and even vehicles. The asset serves as security for the finance, so lenders are typically more flexible on credit requirements than with unsecured loans. We'll find the right structure whether you're buying from a dealer, at auction, or private sale.

Many manufacturers need both: asset finance for equipment (spreading £100K+ over 2–5 years) and invoice finance for cash flow (unlocking up to 90% of B2B invoices within 48 hours). We handle both from the same panel of 50+ lenders, giving you a joined-up approach with one relationship manager.

Seasonal manufacturing is common — and lenders understand it. We work with lenders who offer flexible repayment structures: payment holidays during quiet months, step-up payments during peak season, or balloon payments at the end. The key is matching the finance structure to your production cycle.

Alternative lenders often say yes when banks say no — especially for asset finance where the equipment itself serves as security. We've helped manufacturers who were rejected by their bank get funded within days through our specialist lender panel. Different lenders have different appetites; that's why having access to 50+ matters.

Asset finance can be approved in as little as 48 hours for straightforward cases. More complex facilities (larger amounts, multiple assets) typically take 5–10 working days. Invoice finance facilities are usually live within a week. Having your accounts, asset quotes, and order book ready speeds everything up.
  • Award-winning
    Broker of the Year 2025
  • £5M+ facilities
    Manufacturing sector
  • 48hr funding
    From enquiry to cash
  • New & used
    Equipment eligible
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Shelton Street, Covent Garden, London, WC2H 9JQ, UK
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© 2026. Guavas Finance Ltd

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